Dow Janes Million Dollar Year Review 2024: Is It Worth It? What to Know Before Joining?

Dow Janes’s Million Dollar Year program is recommended for a woman who wants to take control of her finances and build wealth. This program is designed for women who are serious about mastering money management.

It promises to transform the financial life with a comprehensive, year-long coaching experience. But with a price tag of around $2,000, it’s important to ask: does the Million Dollar Year deliver on its big promises?

This review article will detail Dow Janes’s Million Dollar Year Program’s contents, benefits, and many more interesting things about this 12-month group coaching program Million Dollar Year.

What is Dow Janes?

It is a financial education platform primarily focusing on helping women grow their money through various investment strategies. It offers both free and paid courses for financial management.

One of their paid courses is the Million Dollar Year coaching program, which teaches step-by-step strategies for managing and growing money through various investment strategies.

Dow Janes is started by two young female investors namely,

• Britt Williams Baker
• Laurie-Anne King

Dow Janes is named after Britt Williams Baker’s mother and the reference is taken from Dow Jones, a term used by investors to gauge stock prices of 30 highly traded on the NYSE and Nasdaq.

Britt Williams Baker is a seasoned investor with decades of experience. As a co-founder of Dow Janes, Britt has helped over 8,000 women master money management. She has also been featured in many reputable publications like GoBankingRates, INSIDER, Yahoo! Finance, and podcasts like Money You Should Ask and Impact Labs.

Another Laurie-Anne King is a mindset & empowerment coach and financial education teacher in Dow Janes and with her guidance over 10,000 women stepped out of their financial stress.

Free resources offered by the Dow Janes

Here is the list of some of the free resources offered by Dow Janes for financial management,

• Blog articles 
• Youtube episodes
• Free class
• Prosperity profile quiz
• 5 days to Debt Free

Programs offered by Dow Janes

• Million Dollar Year – 12-month group coaching program for transforming financial future
• Intentional Investing – it is an investing program created by women for women to build their wealth.
• Wealth Building Accelerator – it is Dow Janes’s most advanced coaching program with 1:1 support and provides a personalized wealth acceleration plan.

Coaches available in Dow Janes

Also, read our other article Dow Janes Review 2024: Is Dow Janes Legit or Scam?, Million Dollar Year Program Exposed.

Dow Janes Million Dollar Year Review

Million Dollar Year is a flagship program by Dow Janes. The 12-month group coaching program provides systemic strategies for women to pay off their debt and grow their wealth. 

In the Million dollar year program users learn not only about the why and how to invest but also about how to do it safely to reduce the risk while growing their money and building wealth for themselves and their families.

The program offers thorough instruction, practical advice, and complete assistance to change the individual financial situation. The content in this program is delivered in a fun way that is actionable, feminine, and also empowering.

The users will get regular coaching sessions with financial experts, which will help them to stay on track of their financial goals. They will also get access to support the community and continued updates and resources are also provided in the Million Dollar Year program.

Dow Janes also offers a free webinar training session called The Million Dollar Year Masterclass to help you understand what is inside the Million Dollar Year Program. Users can use this free webinar if they are curious to know what the Million Dollar Year program is about.

The main aim of the Dow Janes is the customers of the Million Dollar Year program should gain a financial foundation that will last the test of time and help them to grow their money and wealth.

Program Overview

It is a 12-month program for two main reasons, here they are,

1. It is a comprehensive program that covers everything from healing the user’s money identity to setting up a savings account, to investing the money for building the wealth.
2. The second reason is, that commitment is a necessary ingredient for success, financial care is like other forms of self-care, users can’t achieve it in one month.

The million-dollar year program is organized around some of the essential elements of financial management, here they are,

• Financial education like comprehensive lectures on financial management, including debt management, investing, budgeting, and retried planning, is also offered as a part of the program.
• It also provides strategies to increase savings and reduce spending, users of This program will also receive actionable strategies to implement in their day-to-day financial life.
• The users of the program will also get access to a group that contains people who share similar values, providing support and guidance from one another.

Content of the Million Dollar Year Program

• The Million Dollar Year program user will get unlimited access for one year.
• It offers step-by-step financial education training videos.
• It also provides easy-to-use workbooks, spreadsheets, templates, and tools.
• It has a training vault with 30+ courses. Here users can track the progress.
• Users can ask doubt or questions to the financial coaches available in Dow Janes during office hours without the need to get an appointment.
• It also conducts monthly led workshops for its users on topics like managing business finances, real estate investing, and negotiating the raise.
• It provides access to a 24/7 online community where users can ask their doubts and get answers to them from financial experts.
• Users who choose the one-time payment option which costs around $3998 will get A to Z of Investing strategies as a bonus for paying in full.

Topics covered in the Million Dollar Year program

This flagship financial program by Dow Janes covers a wide range of topics which include,

• Budgeting and expense tracking
• Retirement planning
• Debt pay-off strategy and reduction
• Investing and portfolio management
• Building multiple income streams
• Strategies for setting the financial and achievement

3 steps for financial freedom by Million Dollar Year Program

The Million Dollar Year program suggests 3 steps for building financial freedom, here they are,

1. Build a strong financial foundation
2. Money saving systems
3. Invest, grow, and enjoy the money

In Phase One building a strong financial foundation, users will learn about changing their money habits and improving their financial confidence and literacy. Users will also learn to track their monthly expenses and plan for a better financial future in phase one.

Tools provided in this phase include,

• Money Ritual Workbook
• Personal Cash Flow Tracker
• Weekly Money Ritual Checklist
• Money Past Workbook

In Phase Two users will learn about how to set and achieve their dream long-term financial goals. They will also learn about how to automate their savings and how to grow them over a while. It will also help the users to create their monthly budget plans that align with their financial goals.

In Phase Three, Dow Janes founders Laurie Anne and Britt will help the users to create their financial plan that covers their retirement plan, emergency funds, and future investments. In this phase, users will also learn about credit scores, how they work, and how to improve them.

Coaches will teach the users about how to develop an investor mindset and how to build passive income by investing.

How much does Dow Janes cost? [Million Dollar Year Price]

Million Dollar Year is a high-ticket program offered by Dow Janes. It is only recommended for some as it is a big investment. It is mainly for professionally minded women who want to grow their wealth over the coming years and are willing to invest a reasonable amount for their financial education that helps to achieve their goals.

Dowjanes offers its Million Dollar year program in two price options, here they are,

• One-time payment plan
• Monthly payment plan

The one-time payment plan costs around $3998, with this plan users can save up to $778 by paying in full. An additional benefit for one-time payment is Dow Janes’s A to Z of Investing strategies and materials.

Here is the list of bonuses users will get for choosing a one-time payment option,

1. Money Finder Series which includes selling your stuff for cash, $1000 per month, and a detailed expense audit.
2. Access to Dow Janes training vault which contains 50+ workshops.

The monthly plan costs around $398 per monthly. By comparing the two plans for the Million Dollar Year program, the one-time payment option provides the best value to the users in terms of saving money.

If the user doesn’t like and isn’t satisfied with the coaching, curriculum, and community offered by the Million Dollar Year program, they can request for 100% refund within 10 days of enrollment. For this users have to send the refund request email to the support team via hello@dowjanes.com

Who Can Benefit from Million Dollar Year and Who Should Avoid It?

The million-dollar year program is a self-paced one, Dow Janes recommends its users to spend at least one hour per week on it. If the user wants immediate results, they utilize the program for 2-3 hours a week.

It is a good investment and beneficial,

• If you are going to start a business and want some personal financial tips for reducing the risk of investing.
• If you are already earning $10k+ a month and just want some tips to save money and strategies for investment.
• If you want to get out of debt and don’t care about increasing your earning strategies and power.

The million Dollar Year Program is not recommended,

• If you are earning enough and don’t want to wait for years to reach financial freedom.
• If you don’t want to get into trouble with debt by paying nearly 4k dollars for a course that teaches how to get out of debt.
• It is not recommended for users who want a quick and semi-passive income source.

Pros and Cons of Million Dollar Year Program

Here is the list of pros and cons of the Million Dollar Year program,

What do people think about this program?

Dow Janes accredited its service with the BBB website, where it has received 3.69 out of 5 and holds an A rating. On the Endorsal.io website, the Dow Jones Million Dollar year program was rated 4.9 out of 5. Here are some of the reviews from participants of the Million Dollar Year program,

Leticia Garcia Gamez said she came to know about this program from the Facebook ad and she also watched the free webinar in the Dow Janes. She mentioned choosing the Million Dollar Year program is a starting point for her financial education and knows she serenaded the relationship with money.

Deana H said this program is transformative for her and it was recommended by a student loan expert. Further, she said after joining the program she is building money in a small emergency savings account making small investments, and learning about investing all the time. She also mentioned she has learned strategies that will stay with her for life.

Lila B said she joined the MDY program to get the skills that will help her to succeed in her financial life. She mentioned she is making great progress as a money manager who is willing to learn more and plan more for financial stability.

Karina Wilson said this program is a great option if you are over 35 and have debt. She further said she was the wrong audience for the MDY program because she is 25 and has no debt. She also mentioned it is an utter waste of time for her and the refund policy is also shady.

Also, read our other article Is Geebo Safe to Apply for Jobs? What You Need to Know Before Using Geebo.com

Final Thoughts: Million Dollar Year Review

The flagship Million Dollar Year program by Dow Janes delivers what it promises. It is a unique and legitimate program for women who want to grow their money and build wealth for financial freedom.

The participants of the MDY program will gain financial knowledge that will last the test of time.  Many users of this program have reported a favorable outcome, and it provides useful financial education and assistance.

It is also evident that this program is not beneficial for everyone and it is not a one-size-fits-all answer. It is not recommended for people who want quick fixes because it all depends on the commitment and personal efforts of the users. Because after all, this million-dollar year program does teach basic personal financial knowledge and money management skills.

The results of this program truly depend on the user’s situation and how quickly they move through the program. The experts in the program will provide support for one year, it doesn’t take one year to get the results.

After subscribing if the program is not satisfactory, users can request for 100% refund. Because Dow Janes is offering a 100% money-back guarantee within 10 days of enrollment in its program.

Due to some reasons, if the program user doesn’t like or doesn’t work for them, they are protected by the Dow Jones Double Your Money Back guarantee system. By this system, Dow Janes not only gives their money back but also pays double the amount of investment they made to this program.