Dow Janes Review 2024: Is Dow Janes Legit or Scam?, Million Dollar Year Program Exposed.

Enter Dow Janes, a financial education company founded by two female investors with a combined net worth of over $6 million is on a mission to empower women with the knowledge and tools they need to build serious wealth and secure their financial future.

By offering easy-to-understand strategies and practical advice, Dow Janes aims to put every woman in control of her finances.

But the big question remains: Is Dow Janes legit? in this article, we will see in detail the company’s background, its founders’ credentials, its financial strategies, and more importantly the legitimacy of the company.

Dow Janes company overview

Dow Janes is a financial education company started in 2019 by two female investors, Britt Williams Baker and Laurie-Anne King. its headquarters is located in Ketchum, Idaho, United States.

Its main mission is to help women to take control of their money and it also markets primarily to women who want to grow their wealth through various investment strategies like its Million dollar year coaching program.

From learning how to create a budget and save money to making investments, Dow Janes is designed to transform how women view and manage money.

Programs offered by Dow Janes

Dow Janes offers three distinct programs, here they are,

• Million Dollar Year, 
• Intentional Investing,
• Wealth Building Accelerator.

Million Dollar Year is a program mainly focused on the foundation of personal finance. Intentional investing is for learning investment strategies. Wealth Building Accelerator is an advanced 1:1 coaching mainly focused on advanced wealth-building goals and strategies.

Dow Janes stands as the largest community based on financial education for women. Their website itself mentions that over 170,000 women have joined their program.

Their program structure includes,

• Pre-recorded videos
• Workbooks, spreadsheets, and templates.
• Access to an online community and Financial Training Vault
• Q&A calls with a financial coach
• Weekly text message accountability
• Live Millionaire Mindset Workshops.

Dow janes Founders

Laurie Anne King and Britt Williams Baker are the founders of Dow Janes. They started this financial education online platform during the COVID-19 pandemic after realizing the importance of financial education for women who are not taking control of their finances.

Britt Williams Baker

Britt Williams Baker is a co-founder, and CEO of Dow Janes. She is from San Francisco, California. Apart from this she is a financial investing coach and started investing as young as 8 years old. She has over 10 years of experience investing in stock markets and investment strategies.

She worked in many companies in management departments before co-founding Dow Janes. She has been featured in many famous publications and articles from Business Insider, GoBankingRates, Yahoo, medium, and podcasts like Money You Should Ask and Impact Labs.

Britt has helped over 8,000 women with their money management skills. Her belief is simple financial education is a right, not a privilege.

Educational qualifications

Laurie Anne King

Laurie Anne King is another female cofounder and chief creative officer of Dow Janes. She is also from San Francisco, California. She is a mindset & empowerment coach and financial education teacher at Dow Janes.

With Laurie Anne King’s guidance over 10,000 women have stepped out of their financial stress.

Coaches in Dow Janes.

What is The Million Dollar Year program?

It is a flagship mentoring course program from Dow Janes designed to help women achieve their financial freedom by providing valuable resources and guidance to empower them financially.

This program’s content is delivered in a fun, actionable, and feminine way. This innovative program provides steps and guidance for budgeting, saving income, and investing in profitable stocks.

It is also offering free webinar training sessions named “The Million Dollar Year Masterclass” which are similar to masterclass training delivered in the Remote Integrator program. It is giving actionable content for free in the hope it will help persuade viewers to sign up for their fully paid Million Dollar year program.

How does the Million Dollar Year program work?

The entire curriculum in Dow Janes is based on their wealth-building roadmap. It follows 3 simple and actionable steps, here they are,

1. Build a New Financial Foundation
2. Money Management Systems
3. Your Future & Building Wealth

In their first phase Build a New Financial Foundation, users will learn how to improve their relationship with money, financial habits, and financial literacy.

In Phase 1 users will get,

• Personal Cash Flow Tracker
• Money Ritual Workbook
• Weekly Money Ritual Checklist
• Financial Snapshot Worksheet

In their second phase Money Management Systems, users will learn how to identify their short and long-term financial goals, how to apply monthly budgeting, and how to pay with automated saving systems.

In Phase 2 users will get, 

• Pay Off High-Interest Debt Plan
• Save to Invest Method
• Expense Audit Cheat Sheet
• Living in Alignment with Your Values Workbook
• Spend Less than You Make Formula
• Pay-Yourself-First System
• Budgeting & Savings Finder Spreadsheet

In their third phase Your Future & Building Wealth, users will learn how to save money for retirement, and emergency funds. It will also teach about different investment strategies, and how to improve their credit scores.

In Phase 3 users will get,

• Emergency Fund Action Plan
• Healthy Credit Score Checklist
• Understanding Debt & Credit
• Create Your Investment Plan
• Create Your Philanthropic Plan
• Plan for Retirement Workbook & Calculator

For Subscribing to Dow Janes, users will get 2 bonuses. Here they are,

1. Users will get $1000 worth step by step-by-step video courses that will teach about how to increase their income by $1,000 a month.
2. It also enables users to get access to Dow Janes Training Vault, which offers 25+ additional trainings on various topics like real estate investing, paying off student loans, personal and business finances, managing finances in partnership, and more.

The Million Dollar Year Program Price

It is a 12-month group coaching program to transform women to take their financial control and better financial future. Currently, Dow Janes is offering two subscription options for their million-dollar year program, here they are,

• One-time payment
• Monthly payment option

The one-time payment option for the Million Dollar Year program costs around $3998. In this users will get a Million Dollar Year online course, Coaching, and support and pay in full bonus of A to Z of Investing.

The monthly payment option costs around $398/mo. Users will get the resources same as their one-time payment option plan but they won’t get bonus coaching of A to Z of investing.

It offers a 100% money-back guarantee if the user is not fully satisfied with the coaching, curriculum, and community. To get a refund users have to send an email to hello@dowjanes.com within 10 days of their enrollment. For information check the official website – Link

Pros and Cons of Dow Janes

Here is the list of pros and cons of Dow Janes,

Pros:

• Expert coaches are available for each department in financial education, so users can learn each investment strategy.
• In Dow Janes users not only learn about investing stock markets but also about different investment strategies.
• Both founders are successful in their previous careers and investing in stock markets.

Cons:

• Users won’t get lifetime access to their course material, which is the major drawback of Dow Janes.
• It is mostly useful for users who have available capital or a substantial cash flow because investment requires money.

What do people think about Dow Janes?

It is rated 3.56/5 based on the average of reviews from 48 customers on the bbb.org website.  It got only mixed reviews from customers. Here I will highlight some of the positive and negative reviews from customers,

Nicole W on 06/11/2024 said that Dow Janes is not offering a refund and she also advised people who are going to buy Dow Janes services to proceed with caution.

Dawn m on 09/25/2023 said the free seminar was just a sales pitch and it was very disappointing.

Alison G on 03/08/2024 appreciated Dow Janes for providing an extensive program that teaches everything about managing finances to increase savings and invest in the future and she also said it was well worth the fee.

Hillary R. on 08/29/2023 said that she was blown away by the customer support & content and Looking forward to taking the next steps in creating financial freedom.

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Is Dow Janes Legit?

Yes, Dow Janes is a legitimate company, and their flagship the Million Dollar Year program is also legit. Their main aim is that customers of the Million Dollar Year program should gain a financial foundation that will last the rest of their time.

There is a lot of trust and credibility surrounding the Dow janes founders and coaches because they are delivering good content even on platforms like YouTube, Instagram, Facebook, podcast interviews, and training masterclasses.

Even though it has received mixed customer reviews, the Dow Janes team is trying to reduce the negative feedback and user issues on its platform by solving them instantly. One of the best examples of that is their refund policy.

Since Dow Janes has received many complaints from its users regarding their refund policy it has changed now, Dow Janes is offering a 100% refund if the user is not satisfied with the Million Dollar Year program within 10 days of its enrollment.

Frequently asked question about Dow Janes